Today, I want to talk about real estate investment. It’s no secret that many people consider real estate primarily for investment purposes since ROI (return on investment) here often outperforms many other options.
By the way, how do you invest? Do you earn interest from your savings account? Put money into GICs? Maybe you invest in mutual funds and earn 5-8% annually? These are all reasonable options, but let me tell you – real estate investments can often be much more profitable, both in the long and short term.
Main ways to profit from real estate investment:
1️⃣ Passive income – simply riding the wave of increasing property values. Buy a house or condo, live in it, and after 10-15 years, you’ll find that your home is worth several times more, while your mortgage is nearly paid off. When you retire, you can sell it, buy something smaller outside the city, and comfortably live off the price difference without relying on a government pension.
2️⃣ Rental property – buy a house or condo and rent it out, allowing tenants to cover your mortgage payments.
3️⃣ Pre-construction investment – buy a new development from a builder, put down a deposit, and then, when the project is completed, sell it for a profit (since completed units are usually worth significantly more than they were on paper a few years earlier).
4️⃣ Fix & Flip – buy a property in poor condition, invest $100-200K in renovations, and sell it for $300-400K more. This is a very real strategy, and I specialize in these kinds of deals! I have a list of properties ideal for this, as well as a team of contractors for full renovations. If this interests you, reach out – I can help!
By the way, I always welcome your feedback! Let me know which investment strategy interests you most, and I’ll prepare a detailed article on that topic. As a licensed realtor, I’m also happy to help you find a property that suits your needs.
A unique strategy I want to highlight today – buying a home with multiple rental units.
The concept is simple: you buy a house, rent out separate rooms or units, and the tenants cover all your expenses. This way, you’re essentially living for free (or almost free), and after 25 years (or even sooner), the home is fully yours.
Sounds unrealistic? But this is exactly the kind of hidden profitable deals I specialize in – contact me!
What are Assets and Liabilities?
As Robert Kiyosaki says, everything you own falls into one of two categories:
✔ Asset – generates income and increases in value.
❌ Liability – drains money and depreciates over time.
For example, an expensive car is a liability because it loses value over time. A house, however, is an asset because its value rises, and if chosen wisely, it can also generate monthly income.
Great news – these opportunities exist, even in Toronto and surrounding areas!
Yes, you’ll have to manage tenants, each with their own needs and quirks. But if you can handle it, the payoff is absolutely worth it.
For example, one of my exclusive listings is a house with two basement units, another separate room with its own entrance, plus the main two floors for you.
✅ Total rental income exceeds $6,000 per month!
📞 Call me: 416 305 6525!
If this one isn’t the right fit, I have plenty of other great options!
A rolling stone gathers no moss.
Don’t be afraid to take the step that could change your life – for you and your children.
I’m always here to help!
